Most employer businesses’ credit applications in 2023 were approved. Learn more in this America Counts story.





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America Counts: Stories Behind the Numbers

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Ability to Borrow Money Offers Clues to Financial Health of Businesses

In the business world, applying for credit and getting it speaks volumes about a company’s financial strength.

Borrowing allows firms to expand, cover cash-flow gaps and invest in growth. And when a company’s credit application is approved, it signals solid financial footing and operating health.

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The U.S. Census Bureau’s latest Annual Business Survey, which asks employer businesses (those with paid employees) whether they applied for new credit in the previous year, shows a statistically significant 1.3 percentage-point change in the share of employer firms that reported applying for new credit from 2020 (14.3%) to 2023 (13.0%).

Delving deeper into the credit landscape over a three-year period ­— from the amount of debt companies took on to who the lenders were — paints a clearer picture of companies’ financial well-being.

*Continue reading [ [link removed] ] *to learn about employer businesses that sought credit in 2023. 






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You May Be Interested In

Telling the Story of the Nation’s Smallest Businesses

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The Census Bureau’s Nonemployer Statistics provide data on the nation’s 29.8 million smallest businesses without paid employees.



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America Counts features stories on various topics including: 


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