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Many retirees assume one thing the moment they claim Social Security:
Working is off the table.
That belief costs retirees thousands of dollars — and in many cases, it’s simply wrong.
In 2026, Social Security’s earnings rules allow far more flexibility than most people realize. With the right approach, part-time work can boost income, reduce pressure on savings, and even improve long-term Social Security benefits — without triggering permanent penalties. |
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Poll Of The Day
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Would you consider part-time work in retirement if it didn’t permanently reduce your Social Security benefits? |
| Yes |
| No |
| Unsure |
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Fun Fact Of The Day |
Social Security benefits withheld due to earnings before full retirement age aren’t lost — they’re recalculated into higher monthly payments later. |
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American Retirement Insider 4801 Linton Blvd. #11A-636, Delray Beach, FL, United States, 33445 Privacy Policy | Unsubscribe |
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