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The Bucket Strategy: The Simple System That Makes Retirement Money Last |
Most retirees don’t run out of money because they saved too little — they run out because everything sits in one big, stressful pile.
But there’s a simple way to create order, calm your nerves, and make your savings last decades longer.
It’s called the bucket strategy, and it turns your retirement plan into a clear, paycheck-like system.
When all your savings sit together, every market swing feels dangerous. A bad year triggers panic. A good year tempts overspending. And without structure, it’s hard to know how much you can safely take out.
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