Many retirees donate to charity the same way they always have:

They write a check.

But starting in 2026, that habit could be costing generous retirees thousands of dollars a year in unnecessary taxes.

Thanks to higher limits on Qualified Charitable Distributions (QCDs), retirees now have a far more tax-efficient way to give — one that reduces income, satisfies Required Minimum Distributions (RMDs), and can even help keep Medicare premiums lower.

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Poll Of The Day

Would you rather donate to charity in a way that also lowers your taxable income?

Yes
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No
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Unsure
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Fun Fact Of The Day

Because QCDs reduce income before taxes are calculated, they can lower total retirement costs even for retirees who no longer itemize deductions.

American Retirement Insider

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