Most married couples make one costly mistake with Social Security:

They file at the same age — without coordinating.

At first glance, that seems logical. You retire together, so you claim together. But Social Security isn’t designed to reward simplicity. It rewards strategy. And for many couples, a coordinated approach known as the 62/70 split strategy can significantly increase lifetime, inflation-adjusted income.

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Where cash fails: Why your money might not be as safe as you think

With inflation rising and interest rates offering little protection, storing your wealth in cash can be a costly mistake. See what alternatives protect real value better. Explore now →

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Fun Fact Of The Day

On average, women outlive men by about 5–6 years, which is why maximizing the higher earner’s Social Security benefit can be especially critical for protecting the surviving spouse’s income later in life.