John,

Tomorrow, the Senate will vote on whether to keep health insurance affordable for more than 20 million people, or allow the Affordable Care Act's premium tax credits to expire and put insurance out of reach for millions.

Ninety-three percent of Marketplace enrollees receive the enhanced premium tax credits.¹ Taking away that assistance is causing skyrocketing costs for tens of millions of people with roughly 4 million expected to lose their insurance altogether.

We cannot allow that to happen.

Send a direct message to Congress demanding they extend the enhanced ACA premium tax credits and make sure that millions of people can keep their health insurance.

Nationwide, people with low-to-middle incomes will see premiums rise, sometimes by many thousands of dollars. It’s also important to remember that for some people with very low incomes, the current enhanced tax credits are their only route to health insurance, because they don’t qualify for Medicaid.

Some Republican “solutions” include giving people Health Savings Accounts to pay for out-of-pocket health insurance costs. This plan won’t help with rising premium costs because HSAs cannot be used to pay health care premiums, as the current tax credit does. You should be outraged at Trump and others who say Health Savings Accounts are a way to give money to people, not insurance companies. No―it just forces people to buy cheaper health insurance with terrible coverage. People will get less help from insurance companies, and unless they’re really rich, they won’t be able to afford the cost of care if they get sick. The Coalition on Human Needs has told every Senate office loud and clear that we oppose this approach, and they must pass a clean extension of the expiring ACA credits.² But they need to hear from you.

That’s why you need to contact Congress now to tell them to keep the ACA enhanced tax credits from expiring―that will provide the help that people need right now.

While Congress provides trillions of dollars in tax handouts to the wealthy and billion-dollar corporations, everyday people are struggling. They will be unable to access basic health care plans and services. These priorities are backwards, and our government needs to work on expanding access to health insurance and health care, not on extending tax breaks to people who have already amassed unimaginable wealth.

Join us in calling on Congress to extend the enhanced ACA premium tax credits before tomorrow’s vote.

Thank you for all you do,

Deborah Weinstein
Executive Director, CHN Action

¹ Health Insurance Premium Spikes Imminent as Tax Credit Enhancements Set to Expire
² CHN Urges the Senate to Rein in Health Costs, Pass a Clean Extension of ACA Tax Credits - Coalition on Human Needs