Most retirees don’t fail because they didn’t save enough — they fail because they didn’t budget for how retirement really works.

New 2025 guides show that a simple lifestyle budgeting framework can make savings last decades longer.

And it starts with one powerful shift.

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Poll Of The Day

Do you use a monthly retirement budget to manage your spending?

Yes
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Fun Fact Of The Day

Researchers at Boston College found retirees who follow structured spending rules are 47% less likely to run out of savings in their lifetime compared to those who withdraw randomly or emotionally.

American Retirement Insider

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