Dear Friend,

Right now, families are feeling the squeeze from rising costs, chaotic national tariffs, and economic uncertainty. People need relief and stability. However, in Washington, Republicans are moving forward with huge federal cuts that threaten to destabilize health care and raise costs and insurance premiums for Michiganders.

In Michigan, we’ve taken action to keep our neighbors, family, and friends healthy. The recent balanced, bipartisan budget I signed secures $2.7 billion in federal funding for health care statewide, protecting core Medicaid services and ensuring our hospitals have the resources they need to stay open and keep serving patients.

Now, during open enrollment for many health insurance providers, including the Health Insurance Marketplace at HealthCare.gov, Michiganders may see their premiums double or even triple. While I can’t control federal policy, I will do everything I can here in Michigan to protect access to affordable health care.

If you’ve noticed changes in the costs of your health care plan during open enrollment, I want to hear from you. Take the survey below.

I won’t stop fighting to lower the cost of health care and expand access to quality, affordable care. Let’s keep working together to get things done to protect Michigander's health and well-being.

Sincerely,

Health Care Costs Survey

Right now, during open enrollment, Michiganders may see their premiums double or even triple. While I can’t control federal policy, I will do everything I can here in Michigan to protect access to affordable health care. If you see changes to your health care plan during open enrollment, I want to hear from you. Take the survey below.

Enroll in Affordable Health Insurance: Open Enrollment

If you need health insurance for 2026, now is the time to sign up for a plan during open enrollment at HealthCare.gov.

The annual Health Insurance Marketplace open enrollment period is November 1, 2025 - January 15, 2026.

Since I took office, ensuring every Michigander has access to quality, affordable health care has been one of my top priorities. Health insurance isn’t just for when you’re sick or hurt, it’s also important to help you stay healthy and protect yourself from unexpected high medical costs. 

• Michiganders can shop for a health plan by visiting the Health Insurance Marketplace at HealthCare.gov or by calling 800-318-2596 (TTY: 1-855-889-4325). 
• For questions about health coverage, visit Michigan.gov/HealthInsurance or call DIFS 8 a.m. to 5 p.m. Monday through Friday at 877-999-6442. DIFS has created an on-demand webinar designed to help consumers learn about signing up for a health plan on the Health Insurance Marketplace and provide resources to answer any questions.
• Open Enrollment navigators are also available to provide free, local assistance to consumers who need help signing up for health coverage. For assistance, visit HealthCare.gov or call 800-318-2596.

Expanding Access & Lowering Cost of Health Care

Here’s what we’re doing to expand access to health care in Michigan:

• When I was in the Michigan Legislature, I worked across the aisle to establish the bipartisan Healthy Michigan Plan, Michigan’s expansion of Medicaid under the Affordable Care Act that now covers hundreds of thousands of Michiganders.
• As governor, I signed bipartisan legislation enshrining cost-saving provisions of the Affordable Care Act into state law, including requirements for preventative care, protections for preexisting conditions, and allowing children to stay on their parents’ plans until they turn 26.
• I also signed bipartisan legislation requiring insurance providers to offer equal coverage for mental health and substance use disorder treatments.
• In response to ongoing federal uncertainty and other factors contributing to higher insurance rates, I worked with the Department of Insurance and Financial Services (DIFS) and took action to protect consumers, resulting in final approved rates that are projected to be $250 million less than what health insurers requested.

Here’s what we’re doing to lower the cost of quality health care in Michigan:

• Everyone agrees there is waste in government that should be addressed. With our partners at MDHHS, we are addressing these problems in Michigan’s Medicaid system without reckless cuts.
• In my 2025 State of the State Address, I committed to working across the aisle to reduce medical debt so that being sick or getting hurt doesn’t also mean being broke. In July, I announced our first round of medical debt forgiveness and erased over $144 million of debt for nearly 210,000 Michiganders across the state by working with Undue Medical Debt.
• We also zeroed out premiums for MIChild, insurance for children in poverty.