Almost a quarter of married couples didn’t have joint accounts in 2023, up from 15% in 1996. Learn more in this story.





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America Counts: Stories Behind the Numbers

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Couples’ Finances: Married but Separate

Sharing all finances is no longer the norm for married couples, according to new data from the U.S. Census Bureau’s Survey of Income and Program Participation (SIPP).

The share of couples without any joint bank accounts rose by more than half, from 15% in 1996 to 23% in 2023.

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While still common, the share of spouses with joint bank accounts also declined.

In 2023, 77% of householder married couples who owned any assets at financial institutions — such as checking, savings, money market or certificate of deposit accounts — held at least one type of account jointly with their spouse, down from 85% in 1996.

*Continue reading [ [link removed] ] *to learn why fewer couples are merging accounts.






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