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Dear Friend,
“We went from a family of three to four, double income to single. We have a plan through the Affordable Care Act (ACA) that only costs us $168 per month and it's a godsend compared to the $1000+ we were paying. Everyone should have affordable health insurance!” - K, Colorado Mom
Quick signature: Tell Congress to keep health care affordable for millions—make ACA enhanced premium tax credits permanent! *When you click, you’ll automatically sign on if we already have your information.
What’s happening? Families are feeling the strain of rising costs—from everyday essentials like groceries and gas, to back-to-school supplies, child care, and health care. Now, Republicans in Congress are about to pull the rug out from under us yet again by increasing the cost of health coverage for millions if they don’t act quickly. [1]
As we collectively brace for $1 trillion in health care cuts made in the Republicans’ Big, Ugly Budget Bill passed this summer, 24 million people who buy health coverage through the Affordable Care Act (ACA) Marketplace are at risk of seeing their health premiums soar when the enhanced tax credits expire at the end of 2025. [2] [3] But there’s still time! Congress can make the enhanced premium tax credits permanent in the upcoming funding bill!
SIGN NOW: Congress must act now to make these tax credits permanent!
Here’s why this matters: Millions of people—small business owners, students, early retirees, contractors, and others without workplace coverage—purchase their insurance via the Affordable Care Act (ACA) Marketplace. [4] The vast majority of those with health care purchased from the ACA Marketplace receive enhanced premium tax credits, created during the pandemic to expand access by making coverage more affordable. These credits drove the uninsured rate to a historic low and made ACA plans far more affordable—saving the average enrollee $705 in 2024 or 44% of their annual costs! [5]
But if Congress doesn’t act, premiums will spike by about 75%, putting further strain on our families and economy. In fact, about 4 million people will lose health insurance altogether. [6] Which is why it is critical that Congress make these tax credits permanent ASAP.
When you click you’ll automatically sign on to our petition that reads:
Dear member of Congress,
Families are paying more for daily essentials—in grocery stores, at gas stations, and on utility bills. On top of this, millions are bracing for the $1 trillion in health care cuts passed this summer. Congress must act NOW to protect families by making enhanced premium tax credits permanent and rolling back harmful cuts to health care in the upcoming funding bill.
The vast majority of the 24 million people who purchase their insurance through the Affordable Care Act (ACA) Marketplace receive enhanced premium tax credits to make coverage more affordable. This has played a huge role in bringing the uninsured rate to a historic low and made ACA plans more broadly available and affordable.
If Congress allows the enhanced premium tax credits to expire, Marketplace premiums will increase by about 75%, putting further strain on our families and economy. Congress must take action to make the enhanced premium tax credits permanent and roll back cuts to health care to boost our families and economy!
Trump and Republicans in Congress promised to lower costs. Instead, families are paying more for essentials and health care is under attack. Enhanced premium tax credits are critical to affordable coverage, healthy families, and a stronger economy.
The more people who speak out, the bigger our impact. Please take a moment to share our action link with your friends and family.
Together, we are a powerful voice for families.
- Felicia, Olivia, Donna, Kristin, and the whole MomsRising / MamásConPoder team
P.S. Do you have insurance through the ACA? Tell us about your experience and how higher health care costs would impact your family!
References:
[1] Politico, Republicans eye extending ACA subsidies
[2] Families USA, Summary of the Big Budget Bill. May 2025
[3] The Hill, ObamaCare fight meets shutdown politics: What to know
[4] NPR, ACA health insurance will cost the average person 75% more next year, research shows
[5] KFF, ACA Marketplace Enrollees Will See Steep Increases in Premium Payments in 2026 if Enhanced Subsidies Expire
[6] KFF, Explaining the muddle on ACA tax credits
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