Dear Patriot,

Yesterday, we ran the numbers on homeownership in retirement—and how downsizing early can unlock thousands in savings. But there’s a thief at work in every retiree’s budget, no matter where you live: inflation.

This isn't just some economic buzzword. It’s a slow bleed. A steady pickpocket. And if you're not actively planning for it, you're falling behind.

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Fun Fact Of The Day

At just 3% inflation, something that costs $50,000 today will cost over $90,000 in 20 years—meaning even small price increases have huge long-term effects.