Dear Patriot,

Yesterday, we dug into how to pass on your wealth without letting the IRS take a bite out of your legacy. Today, let’s talk about something a lot of retirees are doing—but few are planning for in advance: working part-time in retirement.

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 According to AARP, nearly 1 in 3 retirees now earn part-time income after age 65—by choice, not necessity—and many say it’s improved both their finances and overall happiness.