Dear Patriot,

Yesterday, we exposed how lawsuits and scams are eating away at retiree savings—and why shielding your assets with trusts, LLCs, or umbrella coverage is a financial must. But today, we pivot to a little-known strategy with massive upside: using a Health Savings Account (HSA) as a stealth retirement account.

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Fun Fact Of The Day

An HSA invested with regular annual contributions of $4,000 could grow to over $200,000 in 25 years—tax-free—if left untouched and used for healthcare in retirement.