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The Texas Department of Insurance proposes amending 28 TAC §5.7015 to ensure that companies refund any unearned premiums when a personal automobile or residential property policy is cancelled. Companies must also calculate unearned premiums on a pro rata basis. In effect, the changes would prohibit insurers from keeping unearned premiums through "short rate" provisions.

View the proposal [ [link removed] ] for the full text and how to submit comments. For other related dates and documents, visit TDI’s Proposed and Adopted Rules for 2025 webpage [ [link removed] ].








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