Civil Rights, Business and Economic Justice Advocates Sue Trump-Vance Administration For Rollback of Anti-Discrimination Lending Rule
By NCRC
A coalition of civil rights, small business and economic justice advocates filed a lawsuit today in the U.S. District Court for the District of Columbia against the Consumer Financial Protection Bureau (CFPB) and Acting Director Russell Vought for unlawfully abandoning implementation of a small business lending data collection rule mandated by Congress to prevent discrimination and support underserved entrepreneurs. [Read more]
Views
A Right, Not A Privilege: Solita’s House Vision To Make Homeownership More Attainable
By Maya McKenzie
For 19 years, Solita’s House has been a pillar in the Tampa, FL community by bridging the housing gap through a range of counseling and education programming that is designed to get residents “mortgage ready.” [Read more]
“We’re not alone”: African American Trade Association’s Workforce Development Programming For Students In Colorado
By Robert Davis
Since 2020, the African American Trade Association (AATA) has supported Denver-area Black-owned businesses with programs that help them strengthen their internal mechanisms and further their external reach. AATA’s first programs included technical assistance for minority and women-owned businesses, including providing them with access to capital guidance, connecting them to IT-related services, and other forms of back-office support. [Read more]
Data Drives The Movement: NCRC’s Various Data And Research Resources For Members
By Jason Richardson
In our latest webinar, NCRC’s research team walked through how these reports work, what data points are tracked and how member organizations can get custom analyses tailored to their communities and priorities. [Read more]
Virginia Community Voice Empowers Residents To Create Change In Historically Marginalized Neighborhoods
By Kaitlyn Ridel
For the past decade, Richmond’s Virginia Community Voice (VACV) has been a blueprint for how organizations can drive equitable community engagement, amplify citizens’ voices and foster radical healing in their own backyards. [Read more]
News
NCRC: Regulators Should Reject Circle’s Application For “The Most Dangerous Banking Charter Of The Century”
By NCRC
Stablecoin issuer Circle’s application for a national trust bank charter should be denied because of the company’s poor track record of compliance and the high likelihood it would harm consumers and communities, three dozen community organizations wrote Wednesday to regulators. [Read more]
NCRC Statement On Joint FDIC, OCC And Federal Reserve Announcement Of New Community Reinvestment Act Rulemaking
By NCRC
“The 2023 CRA final rule was a carefully hewn compromise that brought banking regulation into the digital age in important ways while relaxing community oversight of far too many large banks. It is a shame to see the years of work and deliberation that went into it turn to nothing."[Read More]
NCRC's National Training Academy (NTA) will host a dynamic 3-day in-person housing counseling training in Washington, DC, September 3-5, 2025. The course series is designed to strengthen the skills, strategies and resilience of housing counselors at every stage of their careers. [Register here]
Research
Mortgage Market Series
By NCRC
The Home Mortgage Disclosure Act data is collected and released each year by the Consumer Financial Protection Bureau. This dataset offers unparalleled details about 88% of the mortgage applications processed each year. This information is critical for any regulator, advocate or lender that wants to understand the market. Data of this kind promotes fair and efficient markets. This series of research briefs will offer a deep analysis of this data and help policymakers, the general public and National Community Reinvestment Coalition members understand current mortgage market trends at the local level. [Read more]
Events
Just Economy Conversations: Leveraging Open Banking Data for Smarter CDFI Small Business Lending
August 5 , 2 – 3:30 pm ET
The COVID-19 pandemic accelerated the adoption of digital technology in financial services, transforming how consumers and small businesses access credit. Open banking—the secure sharing of customers’ financial data with third parties— offers a promising opportunity to expand credit access for underserved small businesses that have been shut out of traditional financial services due to the risks, costs, and uncertainties of microlending to new and smaller enterprises. [Register here]
Get Funded: Financial Readiness & Capital Access
August 6 - 7, 8 am – 5 pm ET
Join NCRC CDF for the two-day virtual event, Get Funded: Financial Readiness & Capital Access. The event is designed to equip entrepreneurs with tools and guidance to become funding-ready, including the opportunity to hear directly from the contestants of our Get Funded: Pitch Competition.[Register here]
Managing Financial Health During Growth: Sustaining Business Expansion
August 14, 10 am ET
Growth is exciting – but it can also strain your finances if not managed wisely. As your business expands, so do your expenses, responsibilities and risks. This webinar will explore how to maintain financial health while scaling, so you don’t outgrow your resources.[Register here]
Surviving The Next Three Years: A Roadmap For Housing Counselors
August 14, 2 pm ET
The next three years will challenge housing counselors like never before. This course offers practical tools, strategic insight, and real-world examples to help you adapt, stay compliant, and continue serving your community in a changing landscape.[Register here]
In The News
Capital One Delivers Few Details On $265B Community Plan
By Tatiana Walk-Morris
Some critics have said the company’s $265 billion figure is misleading. An analysis of Capital One’s plan by the National Community Reinvestment Coalition asserts that it amounts to $5 billion in new lending, investment and grant activity. [Read more]
Consumer Groups Sue CFPB Over Small-Business Data Rule
By Kate Berry, American Banker
"We are suing to make them adhere to the law and fulfill their responsibilities to the American people," Jesse Van Tol, president and CEO of the National Community Reinvestment Coalition, said in a press release Wednesday. [Read more]
On Our Radar
Treasury Secretary Says Trump Accounts Could Pave Way to Privatizing Social Security
By Alan Rappeport and Andrew Duehren
Tim Hogan, a communications adviser for the Democratic National Committee, said: “Trump is now coming after American seniors with a ‘back door’ scam to take away the benefits they earned.” [Read more]
Kansas City Poured Millions Into A Grocery Store. It Still May Close
By Annie Gowen
KC Sun Fresh lost $885,000 last year and now hasonly about 4,000 shoppers a week. That’s down from 14,000 a few years ago, according to Emmet Pierson Jr., who leads Community Builders of Kansas City, the nonprofit that leases the site from the city. Despite a recent $750,000 cash infusion from the city, the shelves are almost bare. [Read more]
1.4 Million Of The Nation’s Poorest Renters Risk Losing Their Homes With Trump’s Proposed HUD Time Limit
By Sally Ho and Charlotte Kramon, AP News
Researchers from the Housing Solutions Lab at New York University’s Furman Center analyzed HUD’s data over a 10-year period and found about 70% of households who could be affected by a two-year limit had already been living on those subsidies for two or more years. [Read more]
Resources
Work And Meet At The Just Economy Club It's aDC hubfor nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events.[Read more]
Learning & Training Hub Register for NCRC's catalog of professional development courses.[Learn more]
Research And Reports We have an extensive library of research and reports that dates back many years![View all]
Fair Lending Tool Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here]
Sign And Share The Just Economy Pledge Help us expand the movement for a Just Economy. [Sign and Share]
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