From Just News <[email protected]>
Subject NCRC
Date April 25, 2025 11:34 AM
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Our statement on the approval of the Capital One / Discover merger, and more!

NCRC ([link removed] )

Just News

for April 25, 2025

News and views from the National Community Reinvestment Coalition. Find more at ncrc.org ([link removed] ) .

For continuous updates, follow us on Twitter ([link removed] ) , Facebook ([link removed] ) , LinkedIn ([link removed] ) ,Instagram ([link removed] ) and TikTok ([link removed] ) .

News

Capital One-Discover Federal Approval Leaves State AGs As Last Line Of Defense

By NCRC

“The feds got this one wrong – so it falls to state Attorneys General to intervene against the harmful, anticompetitive Capital One-Discover merger.” [Read more ([link removed] ) ]

NCRC Statement On Attempted CFPB Mass Firings

By NCRC

“This administration told working class Americans it would be on their side, then nuked the agency that protects them from scams. The judicial branch told them to stop, and they punched the accelerator. The Constitution couldn’t be clearer on this stuff — And they are defying it anyway.” [Read more ([link removed] ) ]

Views

Fair Housing Month Spotlight: Fighting Back with Testing and Local Action

By Victoria Hausch, NCRC

Every April, Fair Housing Month gives us the chance to reflect on both the progress we’ve made as a country toward realizing housing equity and the challenges that remain. Discrimination in housing has not disappeared and, in many ways, it has simply changed form. That is why the tools NCRC uses to identify and address discrimination have needed to evolve as well. [Read more ([link removed] ) ]

Fellowship Programs: A Catalyst for Lasting Change and Systemic Impact

By Dia Henderson, NCRC

Much like local communities need investment to build their untapped potential, so do young professionals. Leadership development programs like NCRC’s Fellowship for Equitable Development (FED) are essential in cultivating the future of community economic development and its leaders. [Read more ([link removed] ) ]

Videos

Dreaming Big in Our Own Backyards At The 2025 Just Economy Conference

By NCRC

Dreaming Big in Our Own Backyards: Bold, Local Action in a Hostile Federal Environment At The 2025 Just Economy Conference; a conversation about systemic racism and structural inequality and how communities can take their power back. [Watch here ([link removed] ) ]

Research

The Recessionary War On Workers: April 2025 Race, Jobs And The Economy Update

By Joseph Dean, NCRC

The economy added 228,000 jobs in March, while the unemployment rate increased to 4.2%. In the midst of a brewing trade war and talks of a potential recession, the job gains caught forecasters off guard. We should note that the reference period for the establishment survey ended on March 12, meaning the effects of the latest tariff announcements and stock market meltdown were not factored into this latest jobs report. [Read more ([link removed] ) ]

Events

NCN Live | The Future Of CRA: What’s At Stake For Native CDFIs?

May 2, 9 - 10:30 am ET

Join the Native CDFI Network for a ‘NCN Live’ discussion featuring the National Community Reinvestment Coalition’s President and CEO Jesse Van Tol and Senior Policy Advisor Kevin Hill. This webinar will provide critical updates on the status and future of the revised Community Reinvestment Act (CRA) rule, including what potential changes or a full rescission could mean for Native CDFis and other mission-driven lenders. [Register here ([link removed] ) ]

NAWDP 41st Annual Conference

May 5, 10 am - 5:00 pm ET

Join NCRC’s Workforce Development Program Manager, Doug Mollett, as he speaks on the panel “Small Business Partnerships and the Economic Mobility of Single Mothers” at the National Association of Workforce Development Professionals (NAWDP) 41st Annual Conference in Virginia Beach, VA, on Monday, May 5. [Register here ([link removed] ) ]

Just Economy Conversations: New Frontiers in Financing Homes

May 6, 2 - 3:30 pm ET

Fintech startups are leveraging robust data models and AI to evaluate equity and advance fairness across industries. In the housing space, new transparency tools allow for greater understanding of both possibilities and risks around affordability and the landscape of equity and inequity. [Register here ([link removed] ) ]

In The News

Merger Of Capital One And Discover, Two Credit Card Giants, Wins Approval

by Danielle Kaye, The New York Times

“The feds got this one wrong — so it falls to state attorneys general to intervene against the harmful, anticompetitive Capital One-Discover merger,” Jesse Van Tol, the chief executive of the National Community Reinvestment Coalition, said in a statement. The group, which promotes access to banking services, has opposed the deal since it was announced. [Read more ([link removed] ) ]

On Our Radar

New Economy, Old Rules: Why 1989 Shouldn’t Define 2025

By Marisa Calderon, HousingWire

In 1989 the average borrower was on a traditional payroll, paid bills by check, and built credit through mainstream lenders. That model doesn’t reflect the millions of Americans today who work multiple jobs, freelance, drive for rideshare apps, or manage entire household budgets without credit cards. [Read more ([link removed] ) ]

Resources

Work And Meet At The Just Economy Club

It's a DC hub for nonprofits and the social sector, around the corner from the White House. Move your team into a private office or host your meetings and events. [Read more ([link removed] ) ]

Learning & Training Hub

Register for NCRC's catalog of professional development courses. [Learn ([link removed] ) more ([link removed] ) ]

Research And Reports

We have an extensive library of research and reports that dates back many years! [View all ([link removed] ) ]

Fair Lending Tool

Use our interactive tool to produce a report on mortgages, small business lending and bank branch networks for any city, county or metro area in the nation. [Access the tool here ([link removed] ) ]

Sign And Share The Just Economy Pledge

Help us expand the movement for a Just Economy. [Sign and Share ([link removed] ) ]

Member Hub

NCRC members: Don't forget you have access to our member hub ([link removed] ) ! Learn more about membership here ([link removed] ) . You can join as an organization or an individual ([link removed] ) .

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