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I can see that Elon Musk
would like to cosplay as someone well-versed in how the government works.

But he could use a basic history and civics lesson.

Musk and Trump are trying to shut down the Consumer Financial Protection
Bureau right now. This is the agency we created to look out for consumers
following the crash of 2008 — where millions of people lost their jobs,
their homes, and their savings — and the big banks were bailed out.

The CFPB exists because it was passed by Congress and signed into law. A
bill was passed by the House. A bill was passed in the Senate. And then it
was signed into law by President Obama.

And it is only Congress — not Musk, not Trump, not some weird 22-year-old
programmer that idolizes Musk — that could have the power to shut this
agency down. That’s how government works.

Yet, Musk thinks he can shut this agency down by simply firing off of a
tweet.

I’ll pause my lesson for a second. I think it’s important for us to zoom
out and continue asking: Why is it that these two billionaires want to
shut down the CFPB so badly?

In the nearly 15 years that this agency has been around, it's returned
over $21 billion directly to consumers who got cheated by financial
institutions.

That’s $21 billion back in the pockets of seniors, students, service
members, veterans, families struggling to make it to the end of the month,
and other consumers who got scammed by big banks, corporations, credit
card companies, medical debt collectors, and other institutions that can
rely on predatory tactics in the fine print to boost profits.

$21 billion returned to people who just want a chance to build a little
economic security and not get cheated in the meantime.

The CFPB has been targeted since before it was created. Wall Street
lobbied against it because they knew an agency like this would bite into
their profit model, and they were right.

For years, Republican politicians have tried and tried again to repeal it
in Congress — and they have failed every single time. Cases against the
CFPB have even gone up to the Supreme Court — twice — and both times the
Court ruled the agency as Constitutional.

But Trump and Musk are hellbent on this. Why?

You would think that someone like Donald Trump, someone who is supposedly
interested in draining the swamp and lowering costs for families, would
actually be all-for an agency that returns money taken by swampy
corporations back to families.

You would think that someone like Elon Musk, someone who is supposedly
interested in getting rid of fraud, would be all-for an agency that works
to mitigate fraud.

But, no.

Trump himself claimed this week that the CFPB was created to “destroy some
very good people.”

The “very good people” — sounds familiar — that he’s referring to are
people who have taken advantage of working families. People who have
preyed on working families. People who have lied to working families.

People who are just like him.

That $21 billion that the CFPB has returned to consumers is $21 billion
that Wall Street executives and billionaire CEOs — the people that Trump
and Musk work for — believe that they’re entitled to. That’s what this is
about.

Trump and Musk think that they can pull a fast one on the American people
with this scheme, and that we won't care or that we won’t realize what
this is actually about. They're wrong.

What can we do at this moment? What Trump and Musk are doing is a clear
violation of law, and we're in the courts fighting this.

An important role you can play is to help tell the true story of this
agency. The CFPB has fought for us. Now it's our turn to fight for the
CFPB.

If you have been personally helped by the CFPB — if you have filed a
complaint with them, got money returned to you, or have benefitted from
any oversight and enforcement over a company you were interacting with — I
need to hear from you right now.

[ [link removed] ]If you or someone you know has gotten help from the CFPB, please click
here and share your story with our team.

This is personal for me because it’s personal to me when people get
cheated.

It's personal to me when someone ends up paying tens of thousands of
dollars more on a mortgage because tricks built into the system meant they
couldn't compare prices.

It's personal to me when some kid borrowed money to go to school, and the
lender lies to them about which program will be the cheapest for them.

It's personal to me when people who can't afford to hire their own fleet
of lawyers and lobbyists end up with the short end of the stick, over and
over and over, while a handful of giant companies make bazillions of
dollars tricking and trapping those people in one financial product after
another.

That's why this is personal to me. And I want to hear how this is personal
for you.

I've spent years fighting for this agency. I’ve spent my whole career
digging into how to rebuild the middle class. With our toes right on the
edge of a constitutional crisis, I'm going to do every single thing I can
to protect the CFPB because the CFPB protects us.

This fight is about more than just one agency.

This fight is about hardworking people versus the billionaires who want to
squeeze more and more and more money out of them.

We can’t let them win. So thank you for being in this fight with me.

Elizabeth







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