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TDI adopts a rule to update notice requirements and set parameters relating to nonrenewal of uncooperative insureds

The Texas Department of Insurance (TDI) adopts a rule to implement:

  • SB 1602, 87th Legislature, 2021, which requires insurers to nonrenew private passenger automobile policies if an insured fails or refuses to cooperate in an insurer?s investigation, settlement, or defense of a claim or action;
  • HB 1900, 88th Legislature, 2023, which updates the timing of notice for nonrenewal and cancellation of certain property and casualty policies; and
  • HB 2065, 88th Legislature, 2023, which clarifies that insurers may not renew the policy if any insured?not just a named insured?fails or refuses to cooperate and also clarifies that Insurance Code ?551.1053 applies only to third-party liability claims or actions.

View the adoption order (PDF) for the full text and figures.

For other dates and documents related to this action, visit TDI?s Proposed and Adopted Rules for 2023 webpage.


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